I appreciate your thoughts, Jessica. However, I'm afraid I have to disagree with many of them.
I come from a low-income family, where we always struggled with money. But, as a small girl, I knew there was a way to improve things, and I would find out a way how to become successful.
If you have heard someone say these things that you're writing about, they are perhaps not self-made millionaires or are lying for their benefit.
The hardcore truth is; before you have an obsession with getting money, it doesn't come to you. In addition, before you have a success mindset and follow strong principles, you don't, with a high probability, become rich.
However, information is everywhere, and no matter where you begin your journey, you have equal opportunities to become whatever you want.